Medical insurance is designed to help cover treatment due to an accident or illness. Just as important is protecting your income if you are absent from work for either a short or extended period of time.
We want to help our employees think differently about financial well-being and are pleased to offer supplemental benefits for out-ot-pocket medical expenses
The Accident plan helps to fill financial gaps caused by expenses related to an injury caused by a covered accident. Cash benefits are paid directly to you, no matter what is covered by your medical plan or any other insurance. Benefits are paid for initial and follow-up care, medical imaging, X-rays, dislocations, fractures, physical therapy and more. Benefits can be used to pay expenses like coinsurance, deductibles, or everyday expenses like your mortgage, child care, or groceries. Your plan also includes a health screening benefit for a covered preventative test. See your plan summary for specific coverage details, including limitations and exclusions.
The Critical Illness plan can help safeguard your finances by providing you with a lump-sum payment when your family needs it most. The payment you receive is yours to spend as you see fit, and does not offset any other insurance you may have. If you meet the policy requirements, the critical illness plan will provide you with a lump-sum payment upon diagnosis for many conditions. Your plan also includes a health screening benefit for a covered preventative test. See your plan summary for specific coverage details, including limitations and exclusions.
Eligible Individual | Benefit |
Employee | $15,000, $20,000, or $30,000 |
Spouse | $7,500, $10,000 or $15,000, not to exceed 50% of the employee’s amount |
Dependent Child(ren) | $7,500, $10,000 or $15,000, not to exceed 50% of the employee’s amount |
The Hospital Indemnity plan pays cash benefits to you for an inpatient hospital admission and daily stays. Benefits can help pay towards your medical plan’s deductible, coinsurance or everyday expenses like day care, utilities and groceries. Your plan also includes a health screening benefit for a covered preventative test. See your plan summary for specific coverage details, including limitations and exclusions.
Hospital Indemnity Benefits Benefit Amounts | |
Hospital Admission Payable 4 times per year when admitted to a hospital | $500 |
Daily Hospital Confinement Pays a daily benefit when confined to a hospital for at least 20 hours. Payable up to 10 days per year. | $100 per day |
Intensive Care Unit (ICU) Admission Payable 4 times per year when admitted to an Intensive Care Unit of a hospital. This is in addition to the Hospital Admission benefit. | $500 |
Daily Intensive Care Unit (ICU) Confinement Pays a daily benefit when confined to a hospital Intensive Care Unit. This is in addition to the Daily Hospital Confinement benefit. Payable up to 10 days per year. If ICU Confinement exceeds 10 days, the Daily Hospital Confinement benefit will apply. | $100 per day |
Newborn Confinement Benefit Pays a daily benefit when a newborn child is confined in a hospital to receive routine nursery care while the mother is confined. Payable up to 3 days. | $50 per day |
Rehabilitation Unit Confinement Benefit Pays a benefit when a covered person is confined in a licensed Rehabilitation facility for treatment of an Accident. Payable up to 10 days. | $50 per day |
