Vision insurance helps offset the costs of routine eye exams and also helps pay for vision correction eye wear, like eyeglasses and contact that may be prescribed by an eye-care provider.
By accessing in-network vision providers, you’re able to reap the benefit of true vision insurance coverage. You’re eligible for an eye exam and lenses or contact lenses every 12 months abd frames every 12 or 24 months depending on the plan you select. Out-of-network providers will merely offer you an allowance towards your vision services.
Eye-care providers include many independent optical shops and national chains.
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Vision Plan Details | Low Plan | High Plan | ||||
Frequency | In-Network | Out-of-Network | Frequency | In-Network | Out-of-Network | |
Eye Exam | Every 12 months | $10 copay | $45 max allowance | Every 12 months | $10 copay | $45 max allowance |
Lenses – Single Vision – Bifocal – Trifocal – Lenticular | Every 12 months* | $25 copay |
$30 Allowance $50 Allowance $65 Allowance $100 Allowance | Every 12 months* | $25 copay |
$30 Allowance $50 Allowance $65 Allowance $100 Allowance |
Frames | Every 24 months* | $130 allowance + 20% off balance | $70 max allowance | Every 12 months* | $130 allowance + 20% off balance | $70 max allowance |
Elective Contacts | Every 12 months** | $140 allowance | $105 max allowance | Every 12 months** | $140 allowance | $105 max allowance |
Network | VSP Choice | |||||
*Vision benefit frequencies are based on the date of service within the policy year
**You cannot get contacts and glasses in the same calendar year
Contributions | Low Plan | High Plan | ||
Per Pay Period | Monthly | Per Pay Period | Monthly | |
Employee Only | $2.79 | $6.04 | $3.81 | $8.25 |
Employee & Spouse | $4.46 | $9.66 | $6.10 | $13.21 |
Employee & Child(ren) | $4.56 | $9.87 | $6.22 | $13.48 |
Family | $7.34 | $15.90 | $10.03 | $21.74 |
Go to https://www.vsp.com/eye-doctor and enter your zip code
**Add fliers about finding a vision provider
